What Is Buy Here Pay Here?
If you've been turned down by a bank or traditional lender, Buy Here Pay Here (BHPH) financing might be exactly what you need. With BHPH, the dealership acts as its own lender — meaning you apply, get approved, and make your payments all in one place. No banks. No third-party lenders. No runaround.
How Does Buy Here Pay Here Work?
The process is straightforward:
Apply at the dealership — Instead of going through a bank, you fill out a credit application directly with us.
Get approved based on income — BHPH dealers focus on your ability to pay (your job and income), not just your credit score.
Pick your vehicle — Once approved, you choose from our inventory of used cars, trucks, and SUVs.
Make payments directly to us — Payments are made in-house, monthly, with no bank involved.
Who Is Buy Here Pay Here Right For?
BHPH in San Antonio is a great option for buyers who:
Have bad credit or no credit history
Are first-time car buyers
Have been through a repossession
Are rebuilding their finances
Need a reliable vehicle fast
Texas Auto Mart's In-House Financing Program
At Texas Auto Mart in San Antonio, TX, we've been helping local families get behind the wheel since 1980. Our Buy Here Pay Here program is designed to be fast, fair, and hassle-free. We work with all credit types — bad credit, no credit, first-time buyers — because we believe everyone deserves reliable transportation.
Our in-house financing means:
Quick approvals — often same-day
Flexible down payments
Manageable monthly payments
No bank or outside lender required
Apply for In-House Financing Today
Ready to get approved? Visit us at 4906 Rigsby Ave, San Antonio, TX 78222 or call 210-648-3631. You can also apply for bad credit auto loans online at TexasAutoMart.net. Bad credit, no credit — we're here to help you drive home today.
